BUYERS:  Need Education on the Buying Process?

At Blue Water Real Estate, our Realtors are dedicated to helping you find the ideal property that suits your needs now and in the future. We will explore what’s important to you before beginning the process of turning your dreams into reality. From start to finish, our friendly and knowledgeable agents can guide you through the home buying process. Just ask us!  

Buying a house may be the most complicated financial process of your entire life. Luckily, we’ve broken it down into 8 straightforward steps:  

Step 1: Check Your Credit Report & Score.

Step 2: Find the Right Lender and Real Estate Agent.

Step 3: Figure out How Much You Can Afford.

Step 4: Look for the Right Home with Your Agent.

Step 5: Make an Offer on the Home.

Step 6: Home Inspections and Negotiate Necessary Repairs

Step 7: Get the Right Mortgage for Your Situation.

Step 8: Close on Your Home.

Step 9: Move In!

What Documents Will your Lender Ask For?

Mortgage Document Checklist

The following information is usually required during the loan process:

  • Your Social Security number
  • Current pay stubs or, if self-employed, your tax returns for the past two years
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Life insurance policy
  • Retirement account statements for the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Auto loan account information
  • Personal loan account information

If you currently own Real Estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)

For most of us, our home is our biggest financial investment. When it's time to buy, get the help you deserve with one of our professional real estate agents. For help finding your new home or to discuss your next home purchase, please contact us today. 830-899-6000.